Practice Area: 
ERISA

If your disability insurance policy was purchased through your employee’s benefits program — and has been paid by deductions from your paycheck, then your claim is probably governed by a federal law known as ERISA.

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Disability insurance companies use ERISA and its limitations to make it more difficult to obtain the disability benefits that you seek.  Insurers use ERISA act to confuse the disability claim process, from filing a claim, appealing a claim, and litigating a denial in federal court.

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Deadline! When you receive a denial letter from the disability insurance company for a claim that is governed by ERISA law, you only have 180 days to file an appeal, and if you miss this deadline, your appeal will likely be denied.  We can help you prepare a strong and compelling appeal of your claim denial, and make sure you meet all the deadlines. 

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Fighting a big disability insurance company that denied your claim is challenging. These massive companies have legal departments, teams of medical experts, and outside law firms who do everything they can to deny your claim, but you don’t have to do this alone.